Posted: 11 October 2026
Application Deadline: Not specified by the employer. Apply as soon as possible. This post will be marked closed after 30 days.
Entourage Integrated Trust Limited is hiring a Credit Officer in Owerri, Imo State. The company describes itself as an investment firm whose core work covers lending, leasing, venture capital and microfinance. The role sits in the day-to-day credit process that helps clients obtain loans while the company manages its own risk.
Working hours are listed as 11 am to 6 pm. Starting salary is given as ₦112,000. Other benefits stated in the listing are monthly incentive, pension, bi-annual profit sharing, HMO, yearly appraisal and salary review based on performance. Work arrangement (on-site, hybrid or remote) and employment type are not stated.
What the work actually involves
From the responsibilities listed, a typical day or week would centre on loan files and client contact. You review loan requests, assess each client’s financial status, and judge creditworthiness and risk. That includes contacting clients to collect financial data and supporting documents, analysing the risk, then approving or rejecting the request.
Once a loan is approved you set up the payment plan, keep records of applications up to date, follow up on renewals, monitor existing loans and handle daily and weekly repayment collection. The work therefore mixes desk analysis, client communication and collection follow-up rather than pure office paperwork or pure field sales.
The listing also mentions several Owerri locations linked to the role (World Bank Market, Site and Services, World Bank Housing Estate, Last Roundabout World Bank, Control Flyover, Port Harcourt Road, Douglas, Warehouse, Wetheral Road, Bank Layout). Exact reporting base is not further detailed, so candidates should clarify this if shortlisted.
Official requirements (as stated)
- Proven work experience as a credit officer, loan officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE / OND / HND / BSc in Banking and Finance, Economics or a related field
Documents required: CV. Qualification level is also shown in one place as BA/BSc/HND, NCE, OND. Job field is listed as Finance / Accounting / Audit.
Who this role is likely to suit
The position fits someone who already has direct experience assessing loan applications, reading client financials and following up on repayments. Comfort with spreadsheets, clear client communication and a willingness to handle both analysis and collection work are central to the listed duties.
Someone with little or no prior credit or loan-officer experience, or who prefers purely desk-based analysis without client contact and repayment follow-up, may find the mix of tasks harder. The flexible 11 am–6 pm schedule may suit some applicants and feel restrictive for others depending on personal circumstances.
Practical tips for CV and interview (AlertNaija247 guidance)
These points are guidance only and are not official requirements from the employer.
- On your CV, name the specific lending products or procedures you have handled (for example personal loans, microfinance facilities, lease products) and give brief examples of how you assessed risk or decided on approval or rejection.
- Show concrete spreadsheet work — for instance building repayment schedules, risk ratios or client financial summaries — rather than simply listing “Microsoft Excel”.
- If you have collected repayments or followed up on overdue accounts, include one or two short, factual examples of the process and the outcome.
- Keep the CV focused on credit, loan or related finance experience; general administrative duties add less weight for this role.
- If you need a clean, single-column layout, the free AlertNaija247 CV Builder can produce a professional PDF without graphics that often cause email display problems.
One honest question to ask yourself before applying: Can I point to real examples of reviewing loan files, judging client creditworthiness and following up on repayments, or would most of my experience sit outside the credit process? If the answer is unclear, this role may not be the strongest match at this stage.
How to apply
Interested and qualified candidates should forward their CV by email. The listing shows two addresses:
career@entourageloans.com
career.entourageint@gmail.com
Use the position and location as the subject of the email. Example given in the listing: CREDIT OFFICER/WORLD BANK MARKET. One part of the listing also says to use the position as the subject.
Only a CV is listed as required. No application form or additional documents are mentioned.
Scam caution
Never pay any fee to apply or to “secure” a position. Legitimate employers do not ask for money, airtime or bank details at the application stage. The listing uses both a company-domain address (career@entourageloans.com) and a free Gmail address. Prefer the company-domain address where possible and double-check the spelling before sending. If anything feels off, stop and verify independently.
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