Head of Engineering, POS Application Platform at Moniepoint – Remote Role in Lagos, Nigeria
Senior engineering leadership opportunity with Africa’s leading merchant payments platform
Moniepoint is hiring a Head of Engineering for its POS Application Platform. This is a senior technical leadership role based in Lagos, Nigeria, with remote flexibility. The position sits at the heart of how millions of Nigerian and African merchants accept payments every day.
If you have spent years building software that actually runs on Point-of-Sale terminals, understand EMV standards, and have led engineering teams at scale, this role deserves your serious attention. It is not a typical product feature job. It is a platform ownership role that shapes the technical foundation every POS engineer at Moniepoint builds upon.
This AlertNaija247 guide explains the opportunity in clear language, breaks down the non-negotiable requirements, shows you what to prepare, and walks you through the application process so you can decide whether to apply and how to position yourself strongly.
Job Quick Look
- Job Title: Head of Engineering, POS Application Platform
- Company: Moniepoint Inc.
- Location: Remote, Lagos, Nigeria
- Work Arrangement: Remote
- Job Type: Full-time (Engineering leadership)
- Experience Level: Senior – minimum 10 years software engineering, 6+ years leading teams
- Key Technical Focus: Android (Kotlin/Java) POS application platform, EMV, multi-device engineering
- Application Deadline: Not specified in the available job information
- Salary: Attractive (exact figure not published)
What This Job Is About
Moniepoint is Africa’s all-in-one financial platform. It serves more than 20 million businesses and individuals every month with payments, banking, credit, cross-border services and business tools. As Nigeria’s largest merchant acquirer, Moniepoint powers a huge share of the country’s POS transactions and processes over $250 billion in digital payment value annually through its subsidiaries.
For most of the six million-plus businesses that use Moniepoint, the POS device is the main daily touchpoint. That small terminal is how they collect money, access credit and track their finances. The speed, reliability and quality of everything that happens on those devices depends on the engineering platform this Head of Engineering role will own.
Moniepoint is creating a dedicated POS Application Platform function. Think of it as the operating system for the company’s entire POS engineering organisation. It is the shared standards, frameworks, tools, libraries and architectural backbone that every POS engineer across product squads builds on top of. This is pure platform work, not a feature delivery team.
The company currently runs five different POS device types from multiple hardware manufacturers (OEMs). All of them run on Android. The engineering challenges cut across device governance, developer experience, platform reliability, foundational frameworks and making sure engineers in separate product teams actually adopt and use the shared platform properly.
The scope is expanding. Moniepoint already has a UK entity, a cross-border payments product in market, and has completed a microfinance bank acquisition in Kenya. The platform this role builds will support tens of millions of businesses across multiple African and international markets.
In practical terms, the Head of Engineering for POS Application Platform acts as the domain CTO for everything that runs on Moniepoint’s POS devices. You will set technical strategy and architecture, govern four core pillars (developer experience, platform reliability, foundational frameworks, and squad adoption), define standards across all device types, functionally lead POS engineers embedded in Payments, Onboarding, VAS, Savings and Loans squads, own end-to-end observability, drive multi-device architecture, collaborate with OEM partners, hire and grow the platform team, and connect platform decisions to real business outcomes.
Who Can Apply / Do You Qualify?
This is a senior role with clear non-negotiable requirements. Moniepoint has stated that candidates without certain experience will not be considered. Read the list carefully before investing time in an application.
Non-Negotiable Requirements
- Hands-on POS terminal software experience – You must have built software that runs on the Point-of-Sale device itself (the application layer). Server-side integrations with POS systems do not count. This is explicitly non-negotiable.
- EMV knowledge and payment certification experience – Strong working knowledge of EMV standards (Europay, Mastercard, Visa) and experience with processes such as PCI DSS and P2PE. Candidates without this will not be considered.
- Deep Android expertise in Kotlin and Java – The POS application layer at Moniepoint is Android-based. There are no exceptions to this requirement.
- Minimum 10 years of hands-on software engineering experience, with at least 6 years leading engineering teams through meaningful growth, ideally in multi-national or large VC-backed companies.
In addition to the non-negotiables, strong candidates will also bring:
- Proven experience building internal engineering platforms, shared libraries, developer tooling or foundational frameworks used by other engineering teams (not just consumer-facing features).
- Experience governing or architecting across multiple POS device types from different hardware manufacturers, including understanding of OEM integrations and device management at scale.
- Experience building or maturing platform engineering functions – establishing processes, tooling strategies and cross-squad governance.
- Demonstrated ability to scale engineering teams and build the organisational layer beneath you.
- Experience at a company processing high volumes of financial transactions in a regulated environment. Fintech background is strongly preferred.
- Familiarity with terminal management systems and device observability tooling (strong advantage).
- Backend experience in Java or Spring Boot (strong plus).
- Direct work with OEM vendors on hardware specification and integration (bonus).
- Exposure to C or C++ (plus – one device variant uses C).
Moniepoint notes that experience limited to Series A or B stage startups alone is unlikely to reflect the scale and complexity required for this role.
Simple explanation of key terms for Nigerian applicants:
- POS (Point of Sale) – The physical terminal or device merchants use to accept card and electronic payments from customers.
- EMV – The global security standard for chip-based card payments (named after Europay, Mastercard and Visa). It governs how cards and terminals talk to each other securely.
- PCI DSS – Payment Card Industry Data Security Standard. The rules that companies handling card data must follow to protect that data.
- P2PE – Point-to-Point Encryption. A security approach that encrypts card data from the moment it is captured on the terminal until it reaches a secure decryption environment.
- OEM – Original Equipment Manufacturer. The companies that design and manufacture the actual POS hardware devices (examples mentioned include Topwise and Telpo).
- Platform engineering – Building the internal tools, standards, libraries and infrastructure that other product engineering teams use so they can deliver features faster and more consistently.
Key Requirements Summary
To make self-assessment easier, here is a condensed checklist of what Moniepoint is looking for:
Years of Experience
10+ years hands-on software engineering; 6+ years leading teams through growth
POS Device Experience
Direct hands-on application-layer work on POS terminals (non-negotiable)
Payment Standards
EMV + PCI DSS / P2PE experience (non-negotiable)
Primary Tech Stack
Deep Android (Kotlin and Java)
Platform Experience
Building internal platforms, shared libraries, tooling or frameworks used by other teams
Multi-Device / OEM
Experience across multiple POS device types and manufacturers preferred
Leadership Style
Ability to scale teams and build organisational structure beneath the role
Industry Preference
High-volume financial transactions in regulated environment; fintech strongly preferred
What You Should Prepare
Because this is a senior leadership role with a multi-stage process, preparation matters. The following guidance is based on the official hiring stages and the nature of the role. It is applicant advice, not an official instruction from Moniepoint.
1. Your CV / LinkedIn Profile
Highlight clearly:
- Any project where you wrote or architected code that runs on a physical POS terminal or similar payment device.
- Specific EMV, PCI DSS or P2PE work you have done (certification projects, compliance programmes, security reviews).
- Android (Kotlin/Java) depth – scale of the apps, architecture decisions, performance or reliability work.
- Platform or developer-experience work: shared libraries, internal SDKs, tooling, CI/CD standards, coding guidelines that other teams adopted.
- Leadership of multi-team or multi-device engineering efforts and measurable outcomes (uptime, adoption rates, release velocity, incident reduction).
2. Technical Depth for Interviews
Expect deep questioning on:
- Android architecture on constrained devices (memory, battery, intermittent connectivity).
- POS-specific challenges: transaction reliability, offline handling, device fleet management, firmware/application coordination.
- EMV transaction flow and how application-layer choices affect certification and security.
- Designing platform abstractions that work across heterogeneous hardware from different OEMs.
- Observability for a large distributed fleet of devices in the field.
3. System Design Preparation
One of the interview stages focuses on complex system design with particular emphasis on POS and mobile platform architecture and payment systems. Practise designing platforms that support multiple device types, high reliability requirements, and clear ownership boundaries between platform and product squads.
4. Leadership and Cultural Fit
Moniepoint evaluates candidates across eight cultural dimensions: Customer Obsession, Craft, Systemisation, Urgency, Ownership, No Ego, Candour and Integrity. Prepare concrete stories that show you have operated this way, especially when leading platform teams that serve other engineers as customers.
Salary & Benefits
Moniepoint states that successful candidates will receive an attractive salary, pension, health insurance, annual bonus, plus other benefits. The exact salary figure is not published in the available job information.
Beyond compensation, the company emphasises:
- Culture – People-first environment where opinions carry weight, voices are heard, and team members look out for one another.
- Learning – Learning and development focus with knowledge sharing, training and regular internal technical talks.
For a Head of Engineering role of this scope at a high-growth African fintech, compensation is typically competitive with the senior market in Lagos and may include equity or other long-term incentives, though this is not confirmed in the public posting.
Location & Work Arrangement
The role is listed as Remote, Lagos, Nigeria. The job also carries the #LI-Remote tag, confirming remote flexibility.
In practice this means the position is anchored in Lagos (Moniepoint’s primary Nigerian base) but does not require daily physical presence in an office. Candidates should still expect collaboration across Nigerian and international teams, including the UK entity and the newly acquired Kenyan microfinance bank operations.
If you are based outside Lagos or outside Nigeria, confirm during the process whether full remote from your location is acceptable and what travel expectations exist for leadership alignment or hardware/OEM work.
Important Deadline
An application deadline is not specified in the available job information. Roles of this seniority are often open until a suitable candidate is identified. Apply as soon as you are ready rather than waiting for a closing date that may never be published.
Before You Apply – Honest Self-Check
Use this checklist to decide whether the role is a realistic fit. This is AlertNaija247 applicant guidance, not official employer criteria.
- Have you personally written or architected application software that runs on a physical POS terminal or similar payment device? If the answer is no, the role is unlikely to progress.
- Can you speak in detail about EMV transaction flows and at least one payment certification process (PCI DSS, P2PE or equivalent)?
- Is your Android (Kotlin/Java) experience deep enough to lead a platform used by multiple product squads?
- Have you built or owned internal platforms, shared libraries or developer tools that other engineers actually depended on?
- Do you have at least six years of engineering leadership experience through growth phases at meaningful scale?
- Are you comfortable with the cultural expectations around ownership, candour, no-ego collaboration and systemisation?
If several of the answers above are weak, you may want to focus on other senior engineering roles that match your background more closely. If most answers are strong, this is a high-impact opportunity worth serious effort.
How to Apply
Applications are accepted through Moniepoint’s official career platform hosted on Greenhouse. You will need to submit your CV (or LinkedIn profile) and may optionally include a cover letter.
The application form accepts the following file types for resume and cover letter: pdf, doc, docx, txt, rtf. You can attach files, pull from Dropbox or Google Drive, or enter text manually.
There is also a short set of consent and voluntary diversity questions. These do not affect the evaluation of your application.
Official hiring process stages (as published by Moniepoint):
- Stage 1 – Preliminary phone call with a recruiter.
- Stage 2 – Technical round focused on core technical strengths and depth in Android/Kotlin.
- Stage 3 – System Design – complex problems assessing technical and architectural skills, with focus on POS and mobile platform architecture and payment systems.
- Stage 4 – Technical and Architectural Leadership interview with a Head of Engineering.
- Stage 5 – CTO interview assessing first-principles thinking, problem-solving under ambiguity, clarity of thought and cultural alignment.
Use the button below to go directly to the official application page.
Application Checklist
- Updated CV that clearly surfaces POS device software experience, EMV/PCI work and Android platform depth.
- LinkedIn profile aligned with the same highlights (recruiters often check both).
- Optional but useful cover letter that briefly explains why the POS Application Platform role at Moniepoint specifically matches your background.
- Concrete examples ready for the technical, system design and leadership interviews.
- Stories prepared that demonstrate the eight cultural dimensions Moniepoint assesses.
- Stable internet connection and quiet environment for the recruiter screen and subsequent video interviews.
- Confirmation that you can meet any travel or time-zone expectations that may arise during the process.
AlertNaija247 Applicant Tip
The single most important filter for this role is genuine hands-on POS terminal application experience plus EMV/payment certification knowledge. Many strong Android engineers and engineering managers will not pass that filter. If you have both, make them impossible to miss on the first page of your CV and in the opening minutes of any conversation.
When describing platform work, focus on adoption and impact rather than just the tools you built. Moniepoint cares that the platform is actually used by the embedded POS engineers across Payments, Onboarding, VAS, Savings and Loans. Metrics around adoption, reduction in duplicated effort, improved release quality or fewer production incidents land better than a list of technologies.
Finally, treat the cultural dimensions seriously. At senior levels, technical excellence alone is rarely enough. Prepare specific examples of ownership across boundaries, candour under pressure, systemisation of repeated decisions, and putting the mission ahead of personal status. These are not soft add-ons; they are explicitly assessed throughout the process.
Apply Now
If your background matches the non-negotiable requirements and you are ready to lead the engineering platform that powers POS experiences for millions of African businesses, submit your application through the official link below.
Moniepoint is an equal opportunity employer. The company states that it celebrates diversity and is committed to creating an inclusive environment for all employees and candidates.
Final Note
This role is rare because it combines deep POS device expertise, platform engineering ownership, multi-device complexity and senior leadership at one of Africa’s most consequential fintech companies during active expansion. If the requirements match your career path, prepare thoroughly and apply promptly.
We wish you clarity and success as you decide whether this opportunity is the right next step.
Article prepared for AlertNaija247 job seekers. Always verify details on the official application page before submitting.